Thursday, February 27, 2020

Case Study: North East at £112,364


£112,364
North East
Nine Months
CHALLENGE
  • A simple auction purchase, to ensure that the loan was completed by the underwriting team, to the time frame set by the auction contract
  • Mint Bridging were notified that the borrower had decided to take a last minute holiday. We were informed, during the latter stages, that the revised completion date would now need be five days ahead of the agreed schedule
APPROACH
  • Mint stepped up and dispensed with our business-as-usual processes, which (on this occasion) might not guarantee completion to this tight new deadline
  • Emails was disregarded as the underwriters delivered all the requirements face-to-face, from liaising with the transactional solicitors, to all outstanding instructions needed
RESULT
  • The loan completed to allow for settlement of the auction purchase of the property, ensuring that significant penalties were not incurred
  • In addition, funding was also provided to enable the borrower to renovate and refurbish this tired and uninhabitable property



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